Riley works at Kupton Co., which provides her with a health care plan that contracts with health care professionals to provide services at a reduced fee. Which type of health care plan is Kupton Co. providing to its employees?

A) flexible spending account
B) preferred provider organization
C) health maintenance organization
D) consumer-driven health plan
E) managed care plan

Kupton Co. is providing its employees with a preferred provider organization (PPO) plan, which contracts with health care professionals to provide services at a reduced fee. This is different from a health maintenance organization (HMO), which typically requires employees to seek care only from providers within a specific network, and a consumer-driven health plan (CDHP), which involves high-deductible insurance paired with a tax-advantaged account for health care expenses. A flexible spending account (FSA) is a type of tax-advantaged account that allows employees to set aside pre-tax dollars for qualified health care expenses, and a managed care plan is a broad term that can refer to any type of health insurance that coordinates and manages healthcare services.