Asked by Junwei Zheng on Jul 15, 2024

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Jesse has a health care plan that provides him with coverage that allows him to be involved in making decisions to help lower costs. This plan typically includes insurance with a high deductible, a medical savings account, and ongoing health education. Which type of health care plan is Jesse using?

A) managed care
B) health maintenance organization
C) preferred provider organization
D) flexible health plan
E) consumer-driven health plan

Consumer-Driven Health Plan

A type of health insurance plan that allows members to use health savings accounts, health reimbursement arrangements, or similar medical payment products to directly pay routine healthcare expenses.

Medical Savings Account

A tax-exempt account established to pay for medical expenses, often used in conjunction with high-deductible health insurance policies to cover out-of-pocket costs.

High Deductible

A health insurance plan with lower premiums and higher deductibles than a traditional health plan, emphasizing consumer-driven health care.

  • Assess the advantages and drawbacks of various healthcare schemes.
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YH
Yolanda HornerJul 17, 2024
Final Answer :
E
Explanation :
Jesse is using a consumer-driven health plan, which typically includes a high deductible insurance plan, a medical savings account, and ongoing health education. This type of plan allows consumers to be more involved in making decisions about their healthcare and to take a more active role in managing their health and healthcare costs.