Asked by Godwin Grimes on Jul 26, 2024
Verified
Meghan, who recently moved to a new city, evaluates several insurance options from her new employer. Owing to her recent medical issues, she wants to choose her health care providers, even if seeing them costs more than seeing the providers in a specific insurance network. Which health care plan is Meghan most likely to find suitable for her needs?
A) a managed care plan
B) a health maintenance organization
C) a preferred provider organization
D) an employee wellness program
E) a flexible spending account
Preferred Provider Organization
A managed healthcare system in which members are encouraged to use a network of preferred doctors and hospitals for their health care needs, often at lower costs.
Managed Care Plan
A type of health insurance plan that contracts with medical providers and facilities to provide care for members at reduced costs.
Health Maintenance Organization
A type of health insurance plan that gives access to certain doctors and hospitals, often emphasizing prevention and wellness.
- Review the pros and cons of diverse health coverage options.
Verified Answer
JS
Jacob SewalkJul 28, 2024
Final Answer :
C
Explanation :
Meghan would be most likely to find a preferred provider organization (PPO) suitable for her needs because it allows her to choose her health care providers, even if they are out of network, although it may cost her more. PPOs have a network of preferred providers, but also allow members to seek care outside of the network at a higher cost. Managed care plans, health maintenance organizations (HMOs), employee wellness programs, and flexible spending accounts do not necessarily offer the flexibility to choose providers out of network.
Learning Objectives
- Review the pros and cons of diverse health coverage options.