Which types of losses are least likely to be covered by fire insurance policies?

A) Losses from friendly fires
B) Losses from hostile fires
C) Losses from fires that started outside the property
D) Losses from smoke and heat that cause indirect damage

Fire Insurance Policies

Contracts that provide coverage for damage or loss to property because of fire.

Hostile Fires

Fires that escape their intended boundaries or start in an unauthorized area, causing damage or destruction.

Indirect Damage

Harm that does not directly result from an action but occurs as a secondary effect, often less tangible and harder to quantify.