Which action helps organizations reduce the cost of health care benefits offered to employees?

A) increasing the amount employers pay for deductibles and coinsurance
B) selecting traditional health insurance over HMOs and PPOs as a preferred option
C) expanding the coverage for different types of claims
D) paying some or all of the difference in cost between an HMO or PPO plan
E) shifting from traditional health insurance plans to PPOs and CDHPs

Health Care Benefits

Various types of medical care provisions offered to employees as part of their compensation package.

Traditional Health Insurance

A type of health insurance that typically involves paying a premium, meeting a deductible, and then paying a percentage of service costs, with many services having a co-pay.

PPOs

Preferred Provider Organizations; a type of health insurance plan that offers members a discount on healthcare services if they use providers in the plan’s network.