What two factors contribute to many black and Latino families facing the burden of rising housing costs?

A) inclusion in the labor market and exclusion from the mortgage market
B) exclusion from well-paying jobs and increased taxes on low-income earners
C) exclusion from both well-paying jobs and the mortgage market
D) exclusion from both safe neighborhoods and well-paying jobs

Mortgage Market

The financial market specifically related to the lending and borrowing of funds for the purpose of purchasing real estate through mortgage loans.

Housing Costs

The expenses associated with renting or owning a home, including rent, mortgage payments, taxes, and maintenance.

Black and Latino Families

Family units identified by their African American or Latino heritage, each with distinct cultural, social, and historical experiences in the United States.