Under which test may a court presume that an individual is abusing the bankruptcy provisions of Chapter 7 when an individual's debt is primarily consumer debt and the individual's income is above the median income in his or her state?

A) The means test
B) The assets test
C) The liabilities test
D) The balance sheet test
E) The liquidation test

Means Test

A method used to determine an individual's eligibility for certain types of financial aid or social services, based on their income and assets.

Bankruptcy Provisions

Legal clauses and rules that outline the process and consequences of declaring bankruptcy, including the discharge of debts and the liquidation of assets.

Median Income

The middle value of a set of incomes, dividing the income distribution into two equal groups, with half earning more and half earning less.