The tendency to avoid making a decision is:

A) status quo bias.
B) bounded rationality.
C) loss aversion.
D) mental accounting.

The tendency to avoid making a decision is known as status quo bias. This bias refers to individuals' preference for maintaining the current state of affairs instead of making a change, even if the change may be more beneficial in the long run. It is a cognitive bias that affects decision-making and can lead to missed opportunities and suboptimal outcomes. Bounded rationality refers to the limitations of human decision-making, loss aversion is the tendency to avoid losses more than acquiring gains, and mental accounting refers to the tendency to treat money differently based on its source or intended use.