Asked by Mohd Ashraff Izad Sulaiman on May 16, 2024

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The credit department of Mega-Mart often calls Nora at work about an overdue bill over the objection of Nora's employer. This is a violation of

A) no federal law.
B) the Fair and Accurate Credit Transactions Act.
C) the Fair Debt Collection Practices Act.
D) the Truth-in-Lending Act.

Fair Debt Collection Practices Act

A US federal law established to eliminate abusive practices in the collection of consumer debts, promote fair debt collection, and provide consumers with an avenue for disputing and obtaining validation of debt information.

Mega-Mart

A very large retail store offering a wide variety of goods.

Overdue Bill

A financial statement or invoice that has not been paid by the due date.

  • Acquire knowledge on the legal and ethical issues associated with debt collection methods.
  • Understand the privileges afforded to consumers by the Fair Debt Collection Practices Act.
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AM
Antoinette McCloudMay 22, 2024
Final Answer :
C
Explanation :
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from contacting a debtor at their place of employment if the debt collector knows or has reason to know that the employer prohibits such communications.