Retirement planning is important because ______.

A) Social Security cannot support all the people in the United States
B) leaving work represents a major life transition
C) people are leaving work earlier than in years past
D) individuals who have left work have more pressures than ever before

Retirement represents a major life transition, and proper planning can help individuals navigate this change successfully. The other options are either incorrect (Social Security is a factor but not the only reason why retirement planning is important) or too general (people have always retired at different times and may experience different pressures).