Renee applied for credit to open her own beauty salon.The bank denies her the credit after learning she was recently divorced and receives public assistance income.Which of the following federal laws did the bank violate?

A) The Fair Debt Collections Act
B) The Equal Credit Opportunity Act
C) The Truth-in-Lending Act
D) The Fair Credit Reporting Act

Equal Credit Opportunity Act

A United States federal law ensuring that all consumers are given an equal chance to obtain credit, without discrimination based on race, color, religion, national origin, sex, marital status, or age.

Public Assistance Income

Financial aid provided by government agencies to individuals and families in need, often based on income or specific requirements.