QBO considers all of the following to be vendors except:

A) Utility and telephone companies.
B) Tax agencies (i.e.IRS) .
C) Employees providing specific services to the company (i.e.IT department) .
D) Financial institutions (i.e.banks) .

Vendors are typically entities or individuals who provide goods or services to a company. Utility and telephone companies, tax agencies, and financial institutions can all be vendors as they provide services or products to the company. However, employees providing specific services to the company are not considered vendors as they are not external entities providing services to the company.