Insurance purchased by an individual or family who does not have access to group health insurance

A) managed care
B) Medicaid
C) precertification
D) preexisting condition
E) service area
F) subscriber
G) individual insurance
H) indemnity plan
I) utilization management (review)
J) workers' compensation

Individual Insurance

A type of insurance policy purchased by an individual to cover health, life, or other personal risks, distinct from group policies.

Group Health Insurance

A health insurance policy purchased by an employer or organization that covers the eligible individuals within that group, often at a reduced cost.