If Jay signs Mila's name to a negotiable instrument without Mila's authorization or approval:

A) the signature is not effective as the signature is of the unauthorized signer.
B) the signature cannot be ratified later by the person represented.
C) the signature does not bind the person whose name appears.
D) Jay is not liable on the check.

Negotiable Instrument

A document guaranteeing the payment of a specific amount of money, either on demand or at a set time.

Unauthorized Signer

An individual who signs a document or agreement without the legal authority or permission to do so.

Ratified

Confirms or approves an action, document, or agreement officially, making it valid and enforceable.