Asked by Ellen Hsieh on Jun 23, 2024
Verified
Hans purchased an auto insurance policy from ABC Insurance (ABC) which had a liability provision.Hans was involved in a collision with Beth,caused by negligence of both Beth and Hans.Both were injured.Who would be entitled to collect money under the liability provision of Hans' policy?
A) Beth only
B) Hans only
C) Both Beth and Hans
D) Neither Beth nor Hans
Liability Provision
A term or clause within a contract or agreement that specifies the conditions under which one party is legally responsible to another, often including compensation for damages or losses.
Negligence
The failure to exercise appropriate and or ethical ruled care expected to be exercised amongst specified circumstances, leading to harm or damage.
Collision
An event where two or more objects come together with force, often used in the context of motor vehicles.
- Learn about the significance of liability policies and how they are applied in real-life contexts.
Verified Answer
ZK
zarin kassamaliJun 26, 2024
Final Answer :
A
Explanation :
Automobile liability policies cover liability for physical injury and property damage stemming from the insured's (and certain other drivers')negligent driving.However,there is no coverage for liability arising from the insured's (or another driver's)deliberate vehicle operation acts of a wrongful nature.
Learning Objectives
- Learn about the significance of liability policies and how they are applied in real-life contexts.