Determining the applicant's ability to repay a loan by examining the amount of cash and marketable securities and the projected cash flows is which of following five C's?

A) Capacity
B) Capital
C) Competency
D) Character

Projected Cash Flows

This refers to the forecasted movement of money in and out of a business over a specific period, helping to estimate its financial health and operational viability.

Capacity

The maximum level of output that a company can sustain to produce in a given period under normal conditions.

Marketable Securities

Financial instruments that can be easily converted into cash, such as stocks or bonds.