Commerce Insurance Inc. has a valid reason to cancel a policy issued to DIY Auto Parts LLC. In most states, the insurer could cancel the policy on

A) advance oral or written notice.
B) oral or written notice but only after arbitration.
C) no notice.
D) advance written-not oral-notice.

In most states, insurers are required to provide advance written notice to policyholders before canceling a policy. This ensures that the policyholder is adequately informed and has time to seek alternative coverage if necessary. Oral notices are generally not considered sufficient for such significant actions.