Bankruptcy filings in the United States were significantly reduced by the

A) Bankruptcy Reform Act.
B) Federal Bankruptcy Act.
C) National Bankruptcy Act.
D) Bankruptcy Reduction Act.

The Bankruptcy Reform Act, also known as the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, significantly reduced bankruptcy filings in the United States by making it more difficult for individuals to file for Chapter 7 bankruptcy and encouraging Chapter 13 filings, which require a repayment plan.