A substitute for cash, or ________, is a written document containing the signature of the creator that makes an unconditional promise to pay.

A) a nonnegotiable instrument
B) a negotiable instrument
C) a payable document
D) a nonpayable document
E) an endorsed payable document

Negotiable Instrument

A written document guaranteeing the payment of a specific amount of money, either on demand or at a set time, with the payee's name on it.

Unconditional Promise

A pledge or commitment that does not depend on any conditions or stipulations for its fulfillment.

Pay

The remuneration or salary provided to an individual in exchange for their labor or services.